Do you have a passion for Agriculture and a desire to make a difference in the world? Do you want to work for an organization that cares for its people and encourages you to be your best? Then consider joining the team at Rabobank, where we work collaboratively as a team for our clients as they focus on feeding the world, all while allowing you the flexibility to live a life you enjoy.
Our Shared Future
"I'm extremely proud to work for a global company focused on providing valuable financing solutions for leading family farms and ultimately assisting in feeding the world. I thrive on the satisfaction from transforming complex financial data into meaningful insights for our clients and the bank. - VP - Senior Financial Analyst I
You and Your Job:
As a Senior Financial Analyst I, you will be successful in developing core competencies to better collaborate with customers, members and colleagues. The added value manifests itself in permanent, mutual collaboration between all national and international business units, and entities, within the Rabobank Group. The permanent collaboration enables us to achieve shared professional results, where short-term and long-term customer interest is at the forefront.
Senior Financial Analyst I (SFA-I) reports directly to Financial Analyst Managers (FAMs) within our Customer Relationship Team (CRT) structure. SFA-Is are responsible for complete underwriting of new requests and servicing actions, such as renewals, Annual Reviews, partial releases, and covenant monitoring for relationships within an assigned area, sector, or market segment.
Job Responsibilities:
ANALYSIS:
- Analyze & assess the (potential) client's credit & operational risk using multiple sources of information (e.g., customer's credit and operating risks, current and historical financial statements, cash flows, tax returns, and financial trend analyses).
- Accompany Relationship Managers (RMs), when requested, on customer farm visits/evaluations.
- Contribute to a full understanding of the client's business.
STRUCTURING:
- Recommend the structure of credit products based on company policies through thorough analysis.
PROCESS SUPPORT:
- Assist the RMs in all aspects of managing their portfolio. Work effectively within the Customer Team (e.g., Credit Officer, RM, and Customer Relationship Specialist) to meet customer expectations.
MONITORING:
- Monitor loan compliance (e.g., covenant compliance, delinquencies).
- Assist in the analysis and preparation of annual reviews and loan strategy reports.
OTHER DUTIES: Assist with other duties & tasks assigned by manager.
Your Promise to Us
To be considered for the Senior Financial Analyst I role, you must have:
- Years of experience - minimum 5 years.
- Knowledge of short- and long-term agricultural credit.
- Skilled in financial spreading.
- Skilled in written, and oral communications.
- Skilled in written and oral comprehension Skilled in forecasting and stress testing.
- Skilled in risk analysis and interpretation.
- Skilled in face-to-face or telephonic customer presentations.
- Skilled in MS Office Suite and Internet Explorer.
- Skilled in social interaction.
- Skilled in time management.
- Ability to make good judgment
Our Commitment to you - cultivating your way beyond pay:
Rabobank embraces diversity and welcomes employees and applicants of all backgrounds. Our goal is to always create an environment that is inclusive, drawing upon the strengths of the diversity of our workforce to exceed the expectations of our clients.
We view your well-being as much more than a paycheck. We continually evaluate and evolve our benefit offerings to be comprehensive, competitive, and to give you the options and the flexibility you need. We focus our employee benefits on three main components:
Physical Well-Being
includes our commitment to your Health and Wellness. Medical, Dental and Vision plan coverages are effective on your date of hire. Rabo offers multiple plan options and a full network of providers to best meet your needs.Financial Well-Being
provides for your Retirement + Savings + Security. We love seeing your retirement plan balance grow just as much as you do! That's why you can start participating in the 401(k) plan on your date of hire. Plus we match 50% of the first 6% you contribute to your 401(k) plan for US Employees. Rabo also contributes an additional 3% of your eligible pay in Safe Harbor contribution and up to 3% in annual Discretionary Profit Sharing contributions.Emotional Well-Being
ensures your Work + Life balance. We offer a generous paid time off program to full time employees: up to 20 days of vacation time, 5 days of additional time off plus 7 sick days and 11 US holidays annually (based on hire date during the calendar year). In addition, Growing a Better World Together requires wanting the best for our employees and their families and our communities. To do that, we offer both the time and financial support to give back to the community through our Dollars for Doers, Helping Hands and Gift Matching programs. (All paid time off is subject to company accrual and carryover policies.)
Our Organization:
As a financial services provider for leading U.S. Farmers and ranchers, Rabo AgriFinance adds value through industry expertise, client-focused solutions, and long-term business relationships. Rabo AgriFinance offers a comprehensive portfolio of services to prepare producers to take advantage of market opportunities and mitigate risk. Our suite of services includes loans, lines of credit, insurance, input financing, equipment leasing, and risk management products. Rabo AgriFinance is a subsidiary of Rabobank, one of the world's largest and most secure banks, and the premier lender in the food and global agriculture industry. See, .
At Rabobank, we strive to grow a better world together. In order to achieve that, we have to have the right people in the right jobs. Are you ready to join our team?
This job posting has no fixed application deadline. We will accept resumes until a qualified applicant pool is identified.
Het salaris bedraagt €69000 - €105000