The best part of being a Financial Analyst at Rabo Agrifinance is helping feed the world. Not only do you participate in that process but you build strong relationships with other like-minded people. It is rewarding to see the impact you have not only locally but across the globe.
Our Shared Future:
"I love being part of a team that has a common purpose and works together to achieve that purpose. The team working together translates into productive work with positive impact and relationships with clients." - Financial Analyst II
You and Your Job
As an AVP - Financial Analyst II you will be successful by making informed decisions based on customer information through financial analysis and underwriting. Additionally, collaboration with other members of your team and building relationships will be crucial to success.
Analyze and assess the (potential) client's credit and identify/mitigate key risks. Assist the Relationship Manager in all aspects of the underwriting process, including but not limited to portfolio management, attending site visits (when requested) and providing high quality customer service. Stay abreast of market/industry developments.
Job Responsibilities
ANALYSIS
- Analyze & assess the (potential) client's credit & operational risk using multiple sources of information (e.g., customer's credit and operating risks, current and historical financial statements, cash flows, tax returns, and financial trend analyses).
- Accompany Relationship Managers (RMs), when requested, on customer farm visits/evaluations.
- Contribute to a full understanding of the client's business.
PROCESS SUPPORT
- Assist the RM in all aspects of managing their portfolio.
- Work effectively within the Customer Team (e.g., Credit Officer, RM, and Customer Relationship Specialist) to meet customer expectations.
SERVICING
- Execute various (financial/administrative) servicing activities (e.g., partial release, modifications, assumptions).
MONITORING
- Monitor loan compliance (e.g., covenant compliance, delinquencies).
- Assist in the analysis and preparation of annual reviews and loan strategy reports.
MARKET DEVELOPMENTS
- Stay abreast of relevant developments in the market.
Your Promise to Us:
To be considered for the AVP - Financial Analyst II role, you must have:
- Education Level: Bachelor's Degree
- 2+ Years of Relevant Experience
Our Commitment to you - cultivating your way beyond pay:
Rabobank embraces diversity and welcomes employees and applicants of all backgrounds. Our goal is to always create an environment that is inclusive, drawing upon the strengths of the diversity of our workforce to exceed the expectations of our clients and customers.
We view your well-being as much more than a paycheck. We continually evaluate and evolve our benefit offerings to be comprehensive, competitive and to give you the options and the flexibility you need. We focus our employee benefits on three main components:
Physical Well-Being
includes our commitment to your Health and Wellness. Medical, Dental and Vision plan coverages are effective on your date of hire. Rabo offers multiple plan options and a full network of providers to best meet your needs.Financial Well-Being
provides for your Retirement + Savings + Security. We love seeing your retirement plan balance grow just as much as you do! That's why you can start participating in the 401(k) plan on your date of hire. Plus we match 50% of the first 6% you contribute to your 401(k) plan for US Employees. Rabo also contributes an additional 3% of your eligible pay in Safe Harbor contribution and up to 3% in annual Discretionary Profit Sharing contributions.Emotional Well-Being
ensures your Work + Life balance. We offer a generous paid time off program to full time employees: up to 20 days of vacation time, 5 days of additional time off plus 7 sick days and 11 US holidays annually (based on hire date during the calendar year). In addition, Growing a Better World Together requires wanting the best for our employees and their families and our communities. To do that, we offer both the time and financial support to give back to the community through our Dollars for Doers, Helping Hands and Gift Matching programs. (All paid time off is subject to company accrual and carryover policies.)
Our Organization:
As a financial services provider for leading U.S. Farmers and ranchers, Rabo AgriFinance adds value through industry expertise, client-focused solutions, and long-term business relationships. Rabo AgriFinance offers a comprehensive portfolio of services to prepare producers to take advantage of market opportunities and mitigate risk. Our suite of services includes loans, lines of credit, insurance, input financing, equipment leasing and risk management products. Rabo AgriFinance is a subsidiary of Rabobank, one of the world's largest and most secure banks, and the premier lender in the food and global agriculture industry.
At Rabobank, we strive to grow a better world together. In order to achieve that, we have to have the right people in the right jobs. Are you ready to join our team?
This job posting has no fixed application deadline. We will accept resumes until a qualified applicant pool is identified.
Het salaris bedraagt €53000 - €70000