International Card Services (ICS) is a 100% subsidiary of ABN AMRO Bank N.V. With its own independent bank license. ICS is a payment service provider and market leader in issuing credit cards in the Netherlands, with a subsidiary in Germany. We have been issuing, promoting, administrating, and processing payments of Visa and Mastercard credit cards for over 30 years. ICS issues credit cards both under its own brand and in conjunction with co-branding partners, for both Consumer and Commercial clients. In addition, we offer various other financial services and products.
The organization is currently changing in order to serve customers and the market even better, with the safety and reliability of our services being the cornerstone. We are rebalancing our business model, which means challenging but exciting times for ICS. The number of files in the risk domain increase and become more complex due to increasing legislation and regulation. Many risk types need extra attention. This requires expertise in the second line; a second line that can think along and advise on both effective and efficient approaches and measures.
Are you always conscious of risks and are you driven to control those risks? Are you looking to work together with an enthusiastic team of professionals to make ICS a more risk-based organization? Can you bring the expertise which is needed to tackle the complexity of the stakeholder field and rapidly changing law and regulations? Then you are the Credit Risk Manager we are looking for!
In this role, you will amongst others execute strong stakeholder management, provide a second line opinion on a wide variety of strategic matters related to credit risk, validate credit risk portfolio analysis, play a pivotal role in a variety of ICS strategic projects and advise risk committees on strategic changes, portfolio- and product reviews.
You will help the ICS Risk Team in its role to keep oversight and control over the entire credit risk balance sheet of ICS.
WerkomgevingInternational Card Services (ICS) is a 100% subsidiary of ABN AMRO Bank N.V. With its own independent bank license. ICS is a payment service provider and market leader in issuing credit cards in the Netherlands, with a subsidiary in Germany. We have been issuing, promoting, administrating, and processing payments of Visa and Mastercard credit cards for over 30 years. ICS issues credit cards both under its own brand and in conjunction with co-branding partners, for both Consumer and Commercial clients. In addition, we offer various other financial services and products.
Our credit cards can be used Worldwide to pay at more than 46 million addresses and in any currency. In the Benelux there are now about 2.7 million people with a credit card issued by ICS. Our customers not only pay carefree, but also with extra security: their purchases are insured, and we guarantee delivery.
Our purpose 'Carefree Payments' and our vision and our mission 'We offer our customers and partners relevant, sustainable and secure payment products' are at the heart of all our activities. We believe that this sets us apart from other companies. In other words: a solid reason to choose ICS.
In our view, reliability, security, and carefree payment should go hand in hand. We unburden our customers when it comes to payment solutions. And offer them the opportunity for carefree payments everywhere. In this way we contribute to a safer society and increase confidence in our financial institutions.
The culture within ICS can be described as family-oriented, helpful, people-oriented, and service- oriented. Service is in the genes.
Our core values are:
• Courage
• Care
• Collaboration
You will work within the ICS Risk Management team. This team consists of ~8 FTE of highly motivated (financial and non-financial risk) colleagues with different backgrounds. You will be in frequent contact with first line colleagues, MT members and other colleagues within ICS and various stakeholders within ABN AMRO.
Je profielCheck your profile
• You are a team player;
• Graduated from University with a MSc and at least 5-7 years of working experience;
• Working experience in either Business, (Credit) Risk, Finance and/or 3rd LoD (Internal Audit);
• Knowledge of and/or interest in supra-Credit Risk subjects such as ICAAP, RAS, Management Control Cycle, etc;
• You provide sharp and concise analyses in combination with the ability to strategically advise Risk Committees (EERC, BRC, GRC, IPC, GPAC);
• You are independent but have no trouble working in a team or project;
• You are aware of the strategy of the Client Units and (Credit) Risk and familiar with the processes within Risk Management;
• Knowledge of applicable Credit Risk laws and regulations e.g. CRR, Basel, EBA guidelines;
• Excellent verbal and writing skills, both in Dutch and English;
• Expertise in the field of Financial Services and strong project management skills are advantageous.
We offer a job that requires and provides insight into the Risk Management of the ABN AMRO Business Lines and subsidiaries. In addition, the opportunity to go through a steep learning curve in a multitude of substantive subjects. This job offers the opportunity to set up and maintain a broad network
• We offer you a lot of room to grow and the freedom to get the best out of yourself
• We help you to stay fit & vital
• A monthly salary appropriate to the position
• A personal development budget of €1,000 per year
• An annual public transport subscription
• A good pension scheme
Please apply to this vacancy online and include your resume and motivation letter. If you want to know more about this vacancy? Please contact Martijn van der Valk, head of Financial Risk ICS (martijn.vandervalk@icscards.nl)
Gelijke kansen voor iedereenHet succes van onze organisatie staat of valt met de kwaliteit van onze mensen en de ideeen die zij hebben. Echt verrassende inzichten en innovatieve oplossingen voor onze klanten ontstaan door een samenspel van culturen, kennis en ervaring. Daarom is diversiteit voor onze organisatie ontzettend belangrijk. Om ervoor te zorgen dat alle collega's binnen ABN AMRO hun kwaliteiten kunnen ontplooien, stimuleren we een inclusieve cultuur waarin iedereen zich betrokken en gewaardeerd voelt.
Disclaimer externe recruitmentbureausExterne recruitmentbureaus dienen een overeenkomst met ABN AMRO BANK N.V. Te hebben getekend, uitgegeven door een Talent Acquisition Specialist, om CV's te mogen indienen. Daarbij mag alleen een CV worden ingediend wanneer het bureau is uitgenodigd door een Talent Acquisition Specialist om mee te zoeken naar geschikte kandidaten. Alle ongevraagde CV's die buiten deze voorwaarden worden aangeboden zullen als eigendom van ABN AMRO BANK N.V. Worden beschouwd. ABN AMRO BANK N.V. Is hierbij geen plaatsingskosten verschuldigd.
Het salaris bedraagt €5847 - €8353